Easy Financing at Coles Furniture

Cole's Furniture offers financing for almost anyone! No credit, bad credit...don't sweat it! Below are some financing options available to help our customers get the home furnishings that they need and want!

For our customers with a good credit history...

Financing through Wells Fargo.

No Interest for up to 12 months with credit approval*
*To qualified customers. The 12 month period begins when you take possession of your furniture. Interest is due if financed amount is not paid within terms of financing.

For our customers with a "not perfect" credit history...

Financing through Eagle Loan Company.

Credit rebuilding loans are available. Please bring the following with you when you visit our store.

  1. Driver's license
  2. most recent pay stub.
  3. invoice for the furniture you intend to finance.

For our customers with Bad Credit or No Credit...

Merchants Preferred Program.

We understand that life happens. Divorce, sickness, unemployment, etc. can take a toll on your credit score. With the Merchants Preferred Program, financing can't be easier. Click below for our easy and secure online application.

Apply For Lease

For our customers who don't need financing...

Use our Free 120 day in store layaway!

Of course we take all major credit cards.

We accept major credit cards